July 26th, 2014

How to Buy Gold in an IRA or 401(k)

How to Buy Gold in an IRA or 401(k)

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Bonnie Conrad gold ira

Based in Pennsylvania, Bonnie Conrad has been working as a professional freelance writer since 2003. Her work can be seen on Credit Factor, Constant Content and a number of other websites. Conrad also works gold ira full-time as a computer technician and loves to write about a number of technician topics. She studied computer technology and business administration at Harrisburg Area Community College.

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July 22nd, 2014

Ppi Claim

If you have taken out a loan in the past few years then you might well be entitled to make a PPI claim. Payment protection insurance (PPI) is to do with protecting your repayments if you have taken out any kind of long term loan. It basically protects you against any payments you might have to miss due to sickness or an accident. There are different terms and conditions attached to different payment protection insurance plans so it is well worth looking it what is what before you sign up. There are many circumstances in which you cannot claim, so you will want to make sure you dont fall into one of those before you waste your money signing up to something you wont be able to make use of.

A PPI claim comes about when the insurance is added onto your loan without you knowing which seemed to be the trend a number of years ago. As the charge is usually only a small monthly fee it usually went unnoticed so banks were getting in money for a service that would never be used and was never known about by the person taking out the loan.

If you have had a loan recently then it is worth checking to see if you have had PPI added on to it. If you have and it is without you knowing or without the benefits of the service being explained properly then you are entitled to claim this money back. You dont have to go it alone because there are companies that specialise in the PPI claim process. They will usually be happy to take on your claim for you and guide you through the process. From start to finish the whole thing could take as little as 12 weeks to complete, which means you could have a lump sum of cash in your bank account much quicker than you imagine. Why not contact a PPI claim company with details of your loan and see if they can offer any advice and are happy to take on your PPI claim for you?

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July 22nd, 2014

Cheap Rooms – Ten Cheap Hotels in The Southeast

The average price of a hotel room in the UK in 2010 was £83 per night. Before you start planning a travel budget based on that price, remember though that it’s just an average – probably brought down by a fair number of doss houses and Fawlty Towers-type establishments.

All the rooms on this list are doubles with private bathrooms for less than £100 per night. Keep a few things in mind when choosing a cheap room:

Breakfast may not be included
There may be a fee or a slow connection for wi-fi
Factor in travel costs to attractions
Beware of super cheap offers which may be almost impossible to pin down.1. Little Silver Country Hotel in Tenterden Kent

Beamed ceilings, several four-poster rooms and a family-friendly attitude are amongst the attractions of this country hotel in the Weald of Kent. The price of standard rooms is reasonable, as are the prices on the child-pleasing menu in the restaurant. The hotel is convenient for touring Kent, close to several National Trust gardens, castles and coutry homes as well as the beaches of Camber Sands.

Visit their website

2. Royal Albion in Broadstairs Kent

The Royal Albion was built in 1760 and was reputedly a favorite of Charles Dickens. He stayed and wrote at the hotel before buying Bleak House, nearby. Today, this 21-room hotel and Shepherd Neame Pub of the Year 2010 is at the center of festivities during the annual Dickens celebrations and it is also a venue for the Broadstairs Folk Festival. A £1 million refurbishment has put all the rooms in tip top shape. Sadly, only the town facing rooms are within our budget, but search on line – you never know when you might score an oceanview room at a bargain price.

Visit their website

3. Cathedral Gate Hotel in Canterbury Kent

Canterbury Cathedral has been a pilgrimage site since the early Middle Ages. Chaucer’s pilgrims in The Canterbury Tales were heading there when they shared their bawdy stories. Generations of pilgrims have probably stayed at the Canterbury Gate Hotel which dates from 1438, older than the Cathedral Gate beside it. The Rooms, modernized as much as possible, are spread along twisting corridors with occasional views of ancient tiled roofs. Massive beams, sloped ceilings and low doorways are this medieval inn’s loft conversions london undeniably period features. Some rooms have private baths, because of the nature of the building, others have shared facilities. It’s a small price to pay for so much history on a budget.

Visit their website

4. Gullivers in Brighton

Gulliver’s is a stylish Georgian townhouse conversion in central Brighton’s New Steine Square. Brighton does boutique hotels an guesthouses very well and Gullivers is a local favorite. It’s regularly included as a venue for music or art exhibitions in the annual Brighton Festival. Rooms feature simple but chic contemporary decor and rates include a choice of breakfast buffet or hot English breakfast.

Visit their website

5. New Steine Hotel in Brighton

Just up the road, the New Steine Hotel is another chic little guesthouse cum boutique hotel in New Steine Square. A five-story Georgian townhouse conversions, rooms are contemporary, and have recently been redone in tones of brown and cream with red accents and original artwork. The hotel has a French-bistro and styles itself as a “cheap” Brighton boutique with a French accent. If you’re considering a visit to Brighton, London’s “beach”, keep in mind that this arty, urban town is great fun but may not be everyone’s cuppa. Read more about Brighton, including more hotel advice.

Visit their website

6. Guest and the City in Brighton

An oddly named (well this is Brighton after all), seven-room guesthouse is yet another conversion of a period building – most of the best places to stay in Brighton are. Located in Kemptown, the stylish heart of Brighton’s gay community, Guest and the City has rooms that are unusual and trendy. Front rooms have modern stained glass panels with Brighton themes. This inn is within a short stroll of clubs, bars, restaurants, Brighton Pier and the Lanes for shopping. A top floor Loft suite with two bedrooms, a wetroom and kitchenette (microwave but no stove) is more than £100 but very good value for four adults.

Visit their website

7. The Norfolk Arms in Arundel West Sussex

The Norfolk Arms is an imposing Georgian coaching inn on the High Street of West Sussex’s prettiest town. It’s a rather old fashioned place and could use a bit of refurbishment, but it has a 200 year history – the Arundel Society for the Prosecution of Thieves and Felons has been loft conversions london holding its annual dinner at the hotel since the 18th century. It also has a prime location beneath the battlements of Arundel Castle. There are 34 individually decorated rooms in the main hotel and arranged around a rear courtyard. Just don’t expect the latest in decor from a hotel that still lists color television as a special room amenity.

Visit their website

8. The White Horse Inn in Sutton West Sussex

A charming country pub with five, nicely furnished rooms that were totally refurbished in 2008, the White Horse Inn is convenient for Goodwood and the South Downs. Popular with walkers (a number of local walks start from the pub), the White Horse will put together a packed lunch for walkers on request.

Visit their website

9. Stylehurst Farm in Surrey

Now for something completely different – a budget farm stay in the rolling hills of Surrey. If you thought that Surrey was simply stockbroker-belt suburban, think again. Some of England’s loveliest rural landscapes are within easy reach of London in parts of Surrey. Stylehurst is a small working farm near Dorking. It’s set on a rural lane between the tiny villages of Ockley and Capel. The guesthouse was converted from farm buildings in 2002. Rooms are modern and comfortable. It’s a good base for touring, with several National Trust properties and gardens nearby. Dorking is known for its antique shopping and Denbies, the largest vineyard in the Southeast of England, is a short drive away.

Visit their website

10. The New Boathouse, Bosham on Chichester Harbor

Bosham (pronounced Bossum), is a tiny little settlement on one of the sea creeks that make up Chichester’s multi-fingered harbor. At high tide, some of the streets are underwater. Despite it’s size, it’s a historically important – and picturesque – place. King Harold sailed to Normandy from their in 1064 (two year’s before his fatal encounter with William the Conqueror) and King Canute and his daughter are said to be buried there. The New Boathouse is a stylish B&B about three minutes from the Bosham quay. Each room has its own ground level entrance and some of the rooms have fabulously expensive beds with memory mattresses, electrical adjustments (and they’ll probably brush your teeth and give you a facial too).

Visit their website

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July 22nd, 2014

Why Days on Market Matter to Home Buyers

One of the first things a buyer asks about a listing is its days on market. Days on market matter. To determine the average days on market, agents take the last 30 days to six months of sold listings, add together the days on market (before each listing went pending) and divide that total by the number of listings.

For example, if six listings entered pending status in December — meaning the seller accepted a buyer’s offer but it has not yet closed — and three of those listings were on the market for five days, one listing was on the market for 21 days and two were listed for 30 days before an offer was accepted, first add together all the days on market. The average days on market for December, in this example, is derived by adding 5 + 5 + 5 + 21 + 30 + 30, which equals 96 days. Then dividing 96 by six listings will equal 16 average days on market.

Do Average Days on Market Matter?

Which is more important? The 16 average days on market or the number of days on market of each listing? If you’re a buyer, of course, it’s the home you want to buy that matters. If you’re a seller whose home has been on the market for 17 days, you will have fallen into the lower 50% of homes that sold over the previous month.

How Buyers Look at Days on Market

There are no ifs, ands or buts about it. When buyers see extensive days on market, they figure the seller is desperate to sell because the home is still on the market. Buyers also believe there might be something wrong with the home that caused other buyers to pass it up. Both of those assumptions, however, can be wrong.

Homes can linger on the market for the following reasons:

The common reason is overpricing. The agent may have “bought” the listing by misleading the seller into believing the home was worth more than the market will bear. It’s not unusual New Toronto condos for an agent to deliberately take an overpriced listing.

Little seller motivation. Sometimes sellers want to “test the market” by pricing too high, just to see if they can find a fool to pay that price. It’s known as a seller’s worst mistake.

Stubbornness. Sellers could be stuck on the price and willing to wait out the market until the market catches up to the asking price.

Down real estate market. In buyer’s markets, it can take longer to sell a home than in seller’s markets. A home that would sell in five days in a seller’s market might sell in 90 days in a down real estate market.

Unavailable to show. If the property is tenant occupied, it might be difficult to obtain an appointment from the tenant. In most cases, homes with a lockbox get shown more often than those without.

Unsuitable to show. Sometimes sellers put homes on the market before they are ready to let buyers see it. They might be finishing resale repairs or painting during the first 30 to 60 days of a listing.

Reduced commission. Although buying agents are required to show all listings, many agents refuse to show homes that don’t pay the same commission as competing homes. Often these homes are listed by discount brokers.

Little Internet or MLS exposure. If the home has one photograph in MLS, buyers are likely to pass on the listing and instead choose homes to see that have multiple photographs.

Agent Practice of Relisting to Reset Days on Market

A common practice among many real estate agents is to withdraw a listing from MLS after a certain number of days and relist it as a new listing. Agents relist to show zero days on market because they know that buyers gravitate toward new listings.

Many buyers dislike this practice because they feel it is misleading and not an accurate picture of the number of days on market. After a home is on the market for 60 to 90 days, it is not unusual for it to sell within five days after coming back New Toronto condos on the market as a new listing.

Sometimes listings expire. Many agents take a listing for 90 days and when the listing expires, a new agent snaps up the listing and reaps the rewards of the first agent’s hard work. If you’re happy with your present agent, you might consider relisting with your existing agent.

Finding Out the Cumulative Days on Market

Some MLS systems refuse to let agents withdraw a listing and enter it as a new listing without first canceling or expiring the listing. In either case, it is relatively easy for an agent to determine the number of days on market; it’s not so easy for a buyer.

Check Listing History. One way is to enter the address of the property into MLS to find duplicate, expired or withdrawn listings. In the Sacramento MLS, this is known as pulling the “history” of the property.

Look for Cumulative DOM. Some MLS have changed the way listings are reported and will include cumulative days on market in the listing itself.

Ask Your Agent.If you are working with a neighborhood specialist, your agent will have a fairly good idea if the home has been listed before, for how long and by whom.

Ask the Listing Agent. Since real estate agents cannot misrepresent a property, you might ask the listing agent a direct question. Do not ask how long the home has been on the market because there might have been a price reduction, so the agent will feel justified in telling you the days on market at the new price. Ask if it has expired / withdrawn / canceled and then relisted. Be specific.

Search Online.Enter the property address several different ways into a search engine such as Google or Yahoo. All of its previous online listings should pop up.

Ask Neighbors.Neighbors know everything that goes on in their area and often are more than happy to tell you how long a home has been on the market.

At the time of writing, Elizabeth Weintraub, DRE # 00697006, is a Broker-Associate at Lyon Real Estate in Sacramento, California.

New Toronto condos

July 22nd, 2014

Guaranteed Laser Hair Removal with the Tria

If people are looking for a reliable at-home laser that has proven itself for more than 10 years, then they may want to try out the Tria personal laser hair removal system.

The Tria personal laser hair removal system, the very first at-home laser, has permanently removed body hair since 1995. It is technically the oldest at-home laser. It still provides many of the same long-lasting results as the newer, more expansive models. This is also the only at-home laser cleared for safety by the Food and Drug Administration.

It may take some time to set up the machine when people first start using the Tria. People must first charge the machine and call the manufacturer for clearance to activate it. Although this may seem like a bother, it allows the manufacturer to give people important information over the phone on how to use the machine properly.

Once people set up the machine and activate it, they can then start the hair removal process. To remove the hair, he or she must press the hand-held laser to the area of tria laser hair removal reviews skin that they wish to remove it from. The machine will beep, indicated that it is treating the area.

When the machine is finished, it will beep a second time to indicate that it is finished with that section. If the treatment is unsuccessful though, the machine will buzz. This means that people should reapply the laser to the skin to remove the hair. People should keep repeating this process until they remove all the hair from the areas of the skin. According to the manufacturer, Tria Beauty, people should expect about 50 beeps per square inch.

The entire process could take a few hours, depending on which areas the person is treating. They should set time aside on their busy schedule for a laser hair removal session. They should also expect the legs and the back to take much more time than the other sections of the body.

Although the Tria is the only at-home laser that has been approved by the FDA, this does not mean that it has been approved for people with dark skin. If people with tria laser hair removal reviews dark skin use it, the laser may very possibly burn their skin. This is because the dark hue tends to absorb the light energy from the laser and convert it into heat. The laser could cause a serious third degree burn.

The FDA also hasn’t approved the use of the laser on body parts such as face, neck, ears, anus, genitals or nipples. This is because laser treatment in these areas could cause severe injuries. The laser treatment could cause unwanted bacteria to infect the genitals or anus. The darker color of the nipples could also cause the laser to burn them severely.

Despite these precautions, the device is actually relatively painless. If used properly, the laser usually only causes a slight sting before removing the hair.

The Tria laser is still an especially efficient hair removal device, costing about $ 400. It is much less expensive than a laser hair removal appointment at a salon or a physician’s office. If people are looking for a permanent laser treatment without an extremely high price tag, they should definitely consider the Tria.

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July 22nd, 2014

Rockville MD Dental Office

If you want to do away with the yellowness of your teeth or if you want to put an end to your tooth ache, you need to visit a Rockville MD Dental Office. There are several dental offices in this city that can help you to look after your dental wellbeing and regain the natural form and functionality of your teeth.

They offer a number of general and cosmetic dental treatments that enable people having different dental problems to lead a normal and healthy life. As your confidence is greatly marred because of the yellowness of your teeth or other related dental issues, you can regain it by restoring the appearance of your teeth by visiting a reliable dental office in your city.

A Rockville MD Dental Office offer treatments such as teeth whitening. Using the latest technologies and advanced emergency dentist in rockville md equipment, the dentists allow you to do away with the stains or yellowness of your teeth within very little time. You can thus get white and shinny teeth instantly by visiting a reputed Rockville MD Dental Office.

In the same way, you can benefit from several other treatments offered by these dental offices including tooth fillings, dental implants, fillings, crowns, bridges and veneers. In each treatments, up to the minutes technologies are employed that allow you to have great results without much pain or discomfort. Also, these dental offices offer treatments that last for long.

In order to find a reliable Rockville MD Dental Office you can search on the internet. You can come across the information about various dentists through online directories and websites. Once you find a few offices, you can visit their website or go to them in person to emergency dentist in Rockville MD have an idea of how they can benefit you.

You can also find out their charges to have an idea if you can afford them or not. The reputed dentists make use of latest equipment and technologies. They also offer a wide array of dental services that help patients with diverse dental problems.

Other than getting treatment for specific dental issues, you can also get consultancy and general dental care from these dentists. Before settling for a Rockville MD Dental Office, you should also see to its environment.

The offices that have comfortable and friendly environment are certainly worthwhile. They make you feel at home and thus you are able to get dental treatments without any hesitation. So visit a Rockville MD Dental Office and ensure your success in life by restoring the form and beauty of your teeth.

 

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July 22nd, 2014

Investing in Gold For Your IRA

Investing in gold for IRA accounts will protect your retirement from inflation. Investing in gold for IRA accounts can be done in two ways. It is simple to do and most IRA’s allow both physical and paper (gold stocks) gold in the IRA.

The two main ways for investing in gold in your IRA are paper (stocks and ETFs) and physical gold (coins and bullion). Paper is the traditional way to invest in gold in an IRA. You can buy any gold stock that you wish in your IRA. Depending on which brokerage house you are with, you can trade your stocks through the internet. The greatest advantage that you have with trading stocks in an IRA is that they are not taxed until you start to withdraw the money. Sixty-two and ½ is the earliest that you can start to withdraw the money and at that time the money is added to your income and taxed at the rate for which tax bracket gold ira you are currently in. For most people, their income is significantly reduced when they retire, so the tax rate is not high.

IRA’s allow you to move in and out of your gold stocks without having to cough up the capital gains tax. This is a HUGE advantage in trading gold stocks. Since the beginning of the financial crisis in the 4th quarter of 2009 gold has been one of the few sectors that has recorded gains. As with any other sector, gold does not go straight up, but rather stair steps as it goes up or down. Through out this financial crisis gold has tested the $ 880 per ounce level and has settled into roughly a $ 920 to $ 960 trading range. As it keeps repeating moves in this trading range, there have been multiple opportunities to trim profits off of stocks as they go toward the upper levels of the trading range.

If you are investing in gold in your IRA gold ira you do not have to give any thought to the tax consequences.

Exchange Traded Funds and regular gold funds are another way of investing in gold in your IRA. Because the moves will not be as great as with individual stocks you will not be trading as often and can leave them if you desire long term exposure to gold.

Physical gold is another way of investing in gold in your IRA. With physical gold there are fees for storage and the gold gets no returns until you sell. I do not recommend this method, I prefer to hold the gold in my own possession. If you have the cash and want to hold some in your IRA I would prefer that you hold the bulk of it in your possession and put maybe 10% of your IRA into physical gold. There are many ways for investing in gold in your IRA and within the next six months investors will see profits from all of them.

gold ira

July 22nd, 2014

Toronto Condos – The Best in Luxury Living Within an Affordable Budget

Toronto Condos – The Best in Luxury Living Within an Affordable Budget Sooper Articles Your Best Article Source.. Titles Contents Authors Welcome, Guest Submit Articles Sooper Authors Top Articles Blog Widgets RSS Feeds FAQ Contact Find us on Facebook Follow us on Twitter Article Categories Art & Entertainment Automotive Business Careers Communications Education Finance Food & Drinks Gaming Health & Fitness Hobbies Home and Family Home Improvement Internet Law News & Society Pets Real EstateBuying a HomeCondominiumsConstructionForeclosuresLandLeasingMortgage FinancingProperty InvestmentProperty to RentSelling Property Relationship Self Improvement Shopping Spirituality Sports Technology Travel Writing Subscribe to Latest Articles

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Useful Links For Authors Author Guidelines Article Writing Tips Why Submit Articles HomeReal Estate ArticlesCondominiums ArticlesToronto Condos – The Best in Luxury Living Within an Affordable BudgetToronto Condos – The Best in Luxury Living Within an Affordable Budget By Marry Batom on January 29, 2013 0

When the real estate market in the United States went for a slur, the Toronto real estate market suddenly saw a boom. This North American country has got the best potential when it comes to condominiums. The Toronto condos are nowadays treated as the best option when it comes to living in condos.

The condos are constructed everywhere in Toronto but the most popular amongst them are the downtown Toronto condos. They are constructed on beautiful picturesque locations and offer the best of facilities at the most competitive prices. The Toronto condos are now being chosen as the best in real estate investment as well as the first option for the new home buyers. The Toronto condos are now competing with the sky scrapers of the major up scaling towns around the globe and getting a total cosmopolitan look. The young couples who want to live in small, single families are looking for the condos in the downtown Toronto so that they can have the New Toronto condos facility of the city and the serenity of the neighborhood clubbed into one.

Moreover the best part of the Toronto condo is that they offer you everything for a fee, that you can get rid of all your worries by paying a price or a condo living fee for it. This includes the plumbing or fixing or making small repairs as well as enjoying the luminous lighting in the common areas and also enjoying the luxuries of swimming pool, gymnasium, playing zones and many more. They also provide full fledged security through surveillance and security guards. They even include the external maintenance and also the facility of transport to and from the condos.

The best part of Toronto condo is that they have lots of space for the pedestrians and develop the places keeping the people in mind. They are well planned and designed and are very attractive to the Gen X. The new generation loves living close to nature, enjoy bike ride to the office and traveling through public transport. Many of them are so conscious about savings that they prefer Auto Share rather than spending on an extravagant new car. They also love to socialize and communicate with friends and near ones. The condo living provides them the ideal opportunity. They have community halls and social parks inside their condominium areas and can easily hire them for social functions within a minimal budget. The Toronto condos which are situated in the downtown areas offer good entertainment zones for young crowds.

So, if you are looking for an expensive condo or an inexpensive one, get your Toronto condo of your choice by consulting the brokers.

Open concept living was formerly a trend dominated by the apartment and condo market. For more information on Toronto Condos and Toronto Condo. Visit Today – http://www.condosdowntowntoronto.ca

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French Riviera Properties in Valbonne in The South of France

International Living Magazine voted France the best country in which to live for the 5th year running! The South of France and the French Riviera offers just about everything France has to offer in one sun drenched stretch of coast line.

Written by: Cubby Wolf

Hamilton Park Montessori School Jersey City

Hamilton Square requires no description as it is one of the best and suitable accommodation places in New York City and its surroundings. Condos of Hamilton Square in Hamilton Park, New Jersey are cheaper, spacious, and attractive with many facilities than other neighborhood of Jersey City.

Written by: Bijin Jose

Living on The Ocean in Miami in Jade Beach

Miami real estate right on the sand can give consumers the best chance to purchase a Miami condo for a very good price tag.

Written by: Walter Abolsky

How to Find The Best Deals on La Jolla Homes For Sale

Finding the best deal on La Jolla homes for sale out of hundreds of them can be a daunting task, but when you finally find a perfect one it will be worth your investment as well as the wait. As a buyer who has the intention of investing in the home you intend to buy.

Written by: Jaz Cook

Submit Articles | Blog | Author Guidelines | Mobile | Widgets | FAQ | Advertise | Resources | Privacy Policy | Terms of Services | Contact Copyright © 2013 Sooper Articles – Free Articles. All Rights Reserved. Powered by: ISolution X Post a Comment on this Article Note: We read and moderate all comments before they visible on article page. Your email address will not be published. Fields marked with asteric are required. Name: * Email: * Website: Comments: * Type the characters you see in the picture below. *   New Toronto condos

July 22nd, 2014

Where Can I Find a Purity Ring?

Where Can I Find a Purity Ring?

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Christie purity rings Chu

Christie Chu has been a writer and editor for the past two years, and has worked with publications such as Christianity Today, The Kid’s Ark magazine and Watching America. She purity rings has a Bachelor’s degree from Wheaton College (IL) in Romance Languages and Culture and is also certified to teach English as a Foreign Language.

purity rings

July 22nd, 2014

Installation Overview –National Naval Medical Center, Maryland

Tricare-eligible persons include active duty and retired service members, their
spouses, unmarried children and survivors. To use Tricare, you must be listed
in DEERS as being eligible for military health care benefits. To determine your
eligibility, call the Defense Enrollment Eligibility Reporting System (DEERS)
at (800) 538-9552.

The Tricare Service Center (TSC) at NNMC provides “walk-in service” to all
Tricare beneficiaries. The TSC provides benefits information, handles claims
and authorizations issues, answers emergency dentist in rockville md questions, addresses enrollment inquiries
and distributes wellness books to Tricare Prime beneficiaries. Hours of Operation
are Monday thru Friday from 7:30 a.m. to 4:30 p.m.

There are two equally simple ways to make your appointment at NNMC. Call Center
Local (301) 295-NAVY (6289) Toll-free (866) NAVY-MED (628-9633) Hours: 6 a.m.
to 6 p.m.

NNMC’s Emergency Medicine (EM) Department offers world-class emergency care
24 hours a day, 365 days a year.

General Dentistry offers appointments for annual emergency dentist in Rockville MD T-2 examinations and cleanings
at the same visit. You may also make an appointment for your annual T-2 examination
without a cleaning. Patients who wish to be examined for a chief complaint may
also make an appointment. Walk-in examinations are still possible and every
effort will be made to see you in a timely manner. Patients in need of immediate
attention will be seen on a walk-in basis as quickly as possible.

emergency dentist in rockville md

July 22nd, 2014

How to Create Your Own Website for Ten Year Olds

how to create your own website for Ten Year Olds

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Regina Edwards

how to create your own website Regina Edwards has been a freelance writer since 1990. She has penned video scripts, instructional manuals, white papers and abstracts. She has also ghostwritten diabetes journals. Edwards is a scuba instructor and Usui and Karuna Reiki teacher. She holds a Bachelor of Science from Saint Joseph’s University.

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July 22nd, 2014

Travis Barker & DJ AM Critical After Plane Crash


Tragedy always strikes when people least expect it. And fans around the world got the shock of their lives when the news of Travis Barker and DJ AMâ??s tragic plane crash surfaced.

Travis Barker & DJ AMâ??s Plane Crash

On Saturday morning, news outlets began reporting on the horrific plane crash that left 4 people dead and Blink-182 drummer Travis Barker and DJ AM in critical condition.

According to reports, Travis, AM, Travisâ??s assistant Chris “Lil Chris” Baker and bodyguard Charles â??Cheâ? Still boarded a Lear Jet in South Carolina on Friday. Air traffic controllers said that they immediately saw sparks coming from the planeâ??s wheels during take off and alerted fire rescue crews.

The jet crashed and burned about a quarter mile from the end on the runway.

The Associated Press is now reporting that the â??crew attempted to reject the takeoff but was unable to stop the aircraft before it departed the runway.â?

â??We turned to the jet to try and see if there was anything we could do, but immediately, there was nothing anyone could do,â? William Owens, a witness to the crash, told CNN affiliate WIS. â??I felt ill or sick to think that these lives were snuffed out at that point.â?

Reports are confirming that Travis and AMâ??s quick decision to jump from the burning wreckage is what ultimately saved their lives. According to witnesses, Barker was seen standing in the road trying to extinguish his pants.

Although 4 people (Barker, Still, the pilot and co-pilot) died, Travis and AM are said to be on the road to recovery. In a statement released to the Associated Press on Sunday (September 21), Dr. Fred Mullins said that both men are being treated in a Georgia hospital for the injuries.

According to Dr. Mullins, Travis was burned on his torso and lower body while DJ AM suffered from burns on his hands and parts of his head and face.

Stars React To The Tragedy

After the crash, celebrities came out in perviously unseen numbers to offer their support. From Jermaine Dupri to Shanna Moakler, the response has been overwhelming.

â??There are not enough words to express how thankful we are for the outpouring of love and support we have received during this very difficult time. We can only ask for prayers as we heal and mourn the loss of our dear friends who we considered part of our family. Our lives will be changed forever.â? â?? Shanna Moakler, Travisâ?? former wife and mother of his two children.

â??Itâ??s a seriously sad situation. Heâ??s doing goodâ??but I really hate to see my friends got through this.â? â?? Jermaine Dupri to US Magazine

â??I still can’t believe he is gone. He was a person that was always smiling, always happy and always cracking jokes. He was not just Travis’ best friend – he was everybody’s best friend. He was one of the coolest, nicest and caring people I knew. He was always trying to make sure everybody was OK. It’s a tragedy when you lose people like this. All I keep thinking about is his son. He looks just like his father and already is a star.â? â?? Lil Jon to MTV News

â??Lil Chris was like a brother to me – I loved him like a brother and he loved me like one. His memory is forever implanted into my heart. There will not be a day I live where I don’t think of my brother. Travis, I love you too, homie. See you soon. Your pain is my pain.â? â?? The Game to MTV News

The Chris Baker Memorial Fundand the Charles Still Memorial Fundhave been established for the benefit of Chrisâ?? and Charlesâ?? families. Donations may be sent to the respective funds at the following address:

Memorial Fund1840 South MillikenOntario, CA 91761

July 22nd, 2014

Gold Ira

These are uncertain financial times. Major currencies are being devalued. Many traditional investments are becoming less secure as well as losing value. Many people are looking for safer investments. The answer lies in adding gold to portfolios to replace paper assets that are backed by devaluing dollars. Heres why.
Gold was the international standard of currency until 1971. Governments and financial institutions were able to convert their currency into gold which had a fixed price of $ 35.00/ounce. Simply stated, this meant that currency was backed by gold which guaranteed its worth. Thats because gold has an intrinsic value while dollars not backed by gold or silver do not. When then President Richard Nixon discontinued gold-backed dollars in 1971, all that safety went away. Gold has gone from $ 35.00/ounce to $ 1,392.80/ ounce as of March 16, 2011. At the same time, the U.S. dollar has become progressively lower in value and especially so since 2008.
Reason 1: Theres Only So Much Gold
Gold is a finite resource. Theres only so much of it available and demand will continue to exceed the available supply. Gold is rare and it is in demand for electronics, jewelry, investments and more. And while it is traded openly on global commodities exchanges, the limited supply makes it different from commodities like pork bellies, rice or sugar.
Reason 2: Gold Doesnt Depreciate Like Currency
Most people have their investments in dollars or in stocks and bonds that are valued in dollars. Therefore, if dollars have less gold ira buying power, these investments likewise have less actual value. The hard fact is that dollars devaluate as government debt increases. Gold is not so affected.
Reason 3: Currencies Are Not Equal; Gold is Recognized Universally
While the U.S. dollar is accepted in most parts of the world, it is not always equal in value to other currencies. Gold, on the other hand, has the same market value everywhere.
Reason 4: Gold is Safer. It is likely to Retain its Value No Matter What
Gold has always been one of the most expensive commodities. In fact, it has never returned to its gold standard market price of $ 35.00/ounce even in the face of catastrophic occurrences. It is very-much in demand the world over. It also has a strong psychological appeal and is in demand thanks to public perception too.
Reason 5: Gold Has Continued to Reach Higher Record Prices
Other commodities have fluctuated widely in price or stayed nearly unchanged. Gold price, however, has risen annually by more than 17% since 2004. Many analysts believe this trend will continue. Citigroup, for example, says gold prices may reach $ 3,700/ounce by 2016.
The Choice for Investors is Clear
For these reasons and many others, gold is the ideal choice for todays investors who seek greater safety through portfolio diversification and higher long-term potential appreciation. Many investors have been converting their traditional and Roth IRAs into gold ira accounts through companies such as American Bullion.com who specialize in rolling over paper assets into gold. gold ira

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July 22nd, 2014

Advance Till Payday Get Easy Funds

Are you worried because some unexpected expense has turn up and you do not have the sufficient funds to solve that problem. Also at the end of every month, your savings are finished, and you still have lots of expenses. The advance till payday scheme is there for you in situations which can be related to the health, urgent bill payments or even car repairs, education, redecoration of your home, purchasing of apparels for marriage and many more. With the help of this scheme you can get the money quickly without any worry and hesitation. This scheme provides you the funds well in advance and within a day which payday advance you have to repay till your next payday.

The advance till payday scheme provides you the funds you require to satisfy some emergency situations which have to be solved immediately else you may have to face serious consequences. The amount you require is transferred in your account electronically which you have to repay till you receive your next pay check. Also there is no faxing of documents is required if you want to avail this scheme. But before you apply for it all you need is to meet the following requirements:

You must be a citizen of USA.
You must be at least 18 years old or payday advance above.
You must be employed with a monthly income of $ 1500.
You should possess a valid bank account

If you want to avail this scheme all you need is to have an internet connection as you are required to fill an online form to get the monetary help. In that form you have to mention some of your personal details like your name, e-mail id, phone number, account number, permanent address, why you need the amount and how much amount you require. After that when the lender will be convinced the amount is credited in your account within a day which you have to repay till your next payday advance payday.

July 22nd, 2014

The purities of Gold is mentioned in carats- 24K purest and 10K lowest purity

Gold has been the centre of attraction for everyone across the globe since it was discovered. It is the most cherished and non-perishable metal and hence was the measuring standard for the currencies of countries. Gold does not lose its sheen or is subject to rust or any other kind of wear and tear; hence it is liked by the world. It has the capacity to hold its value and even give higher returns. The longer the period of holding the gold, the higher is the return on investment. Over some centuries, the gold has assumed the importance of being the second line of defence for people requiring immediate cash, first being hand loans. The exchange value of gold is also equally high. With all said and done, the question remains, how to buy gold? What purity rings should be the criteria or checklist before buying gold? If it only a casual occasion, and if the buyer is looking to invest in something which is gold, then it does not matter whichever form of gold he buys so long as it looks good to the user. Bu, when buying jewellery for occasion like engagement or wedding, care has to be exercised.

Gold comes in many shapes and quality parameters. The gold plated pendant necklace is usually under the category of 18K gold jewellery and sometimes, it may go up to 22 K gold jewellery. The higher the quantity of carat mentioned in “K” the higher the purity of gold. The 18K gold jewellery thus contains 18 parts of gold and 6 parts of other metal like copper, aluminium or titanium. 

Gold plating ear rings and gold plating purity rings jewellery may lose its lustre and shine due to wear and tear. But just have it polished by a trusted jeweller and the shine is returned. Gold is thus easy to work on and so is sterling silver jewellery. The quality and colour of the gold differs and is usallyy found in white and yellow colours. The quality also differs with the make of the gold such as a plate, hollow or sold as solid piece. The purity of the gold is generally marked as 18K gold jewellery, 10K gold, 14 K gold and the purest form is 24 K gold. The 925 silver value on the other hand determines the purity of silver in the jewellery. 925 silver value denotes that the silver content is 9325 gms in one kilogram of silver and 5 gms of purity rings impurity.

 

July 19th, 2014

Creating Your Web Design Business Site

It’s funny to me how some of the most boring and ugly sites on the Internet are for Web designers. For some reason, we have trouble creating a site that really sells our business. Now, if you’re not working on your site because you’re so busy you have no time, then stop reading this article. Get back to work! But for the rest of you, this article will help you to figure out what your site needs and what it doesn’t need to really market yourself as a Web designer.

If You Don’t Have a Site

If you’re a Web designer or want to be one and you don’t have a site, then you’re lucky. You don’t have any bad habits and annoying special features to get rid of. But before you race out and start building a site, do some research first. If you haven’t written business plan yet, then you should start there. A business plan will help you to clarify what your site needs and doesn’t need.

Look at other designers that are doing similar things to what you do (or want to do):

What are they doing with their sites?How do they market themselves?What skills do they showcase (and what do they leave off)?How large is their site?

Once you see what the competition is doing you have a better understanding of what you can do with your own site. But be how to create your own website sure to evaluate any plans you have for your site by the criteria listed below.

If You Do Have a Site

If you already have a Web site, you should be prepared to be ruthless in evaluating it. If possible, get someone else to evaluate it. Look at it with an eye to the criteria set up in your business plan:

Does this site show what you offer?Is this site clear and easy to navigate?Are there only a few “bells and whistles”? (As a rule of thumb: if you thought “Wow! Now THAT is cool!” when you built it, it’s probably too much for a professional Web site.)Does it include all relevant information, including contact numbers and email addresses, pricing or pricing tiers, services offered, and your qualifications?Does it include a nice, but subdued, portfolio?

Take your time, and think about this project as if you were doing it for a customer. In a way, you are your most important customer. This site needs to draw people to you to generate more business, it shouldn’t be something that scares people away or makes it difficult for them to find the information they want.

My Criteria for Judging a High Quality Site

Contact Information For some reason, it is fashionable to make it hard for customers to reach you. Yes, I know, there’s problems with spam and so on, but if they can’t contact you, how will they how to create your own website http://www.amazon.com/How-To-Create-Website-ebook/dp/B00AFGKFJ0 be able to tell you they want to hire you for $ 1Million plus expenses? Be sure your contact information is easy to find on your site, and easy for your customers to use.

Technology Sure, you want to use the latest Flash, PHP, or Java technology. You want to show your clients that you can do what you say you can. But Flash for the sake of Flash is often ugly and just takes a long time to download. Use technology where it makes sense on your site, not just because you can.

Design Use the same professional design techniques you use for your customers’ Web sites. You would never put a blinking, flashing red banner ad in the middle of your designs, why are you doing it on your Web site? There is a place for blinking text and flashing graphics, I just haven’t found it yet.

Browser Compatibility Do it. Don’t force your customers to upgrade to the latest browser, just because you like to use it. If your Web site isn’t compatible, they’re going to think that’s all you can design for, and that’s not true, right?

Download Speed It should be fast. If it takes more than 20 seconds to download your site, then it’s too big.

If you keep these things in mind while creating a professional site, you’ll have a Web designer’s Web site you can be proud of.

how to create your own website

July 19th, 2014

SoftLayer: The Million Server Question

SoftLayer: The Million Server Question

Tom Millitzer on December 6, 2011

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Reference | in investment and finance,mergers and acquisitions,softlayer,strategy | by Tom Millitzer

SoftLayer just released 3Q financials; $ 85 million in revenues and $ 35 million EBITDA. In separate news it was released that the company managed over 100,000 servers, apparently ahead of Rackspace. I thought it would be a great time to compare that to a blog I wrote 12 months ago and update my thoughts.

First SoftLayer is a great machine. Last year at this time the company stated running revenues were at $ 260 – $ 270 million in annual revenues. If one extrapolates the 3Q $ 85 million revenue line its not hard to project a running rate of $ 360-$ 370 million by the end of 2011. Annual growth somewhere in a 30% range

What’s exciting is the $ 35 million EBITDA. Yes that equals a whopping 40%. You have to admit that is an impressive number. What makes it more impressive is that last year EBITDA was 37%. At that level it’s tough to squeak out 3 more points more points. They did.

A lingering question is when, how and even if SoftLayer will go public. My projected revenues for SoftLayer were spot on in the referenced blog. Yes in that timeframe the firm will surpass the $ 400 million mark. I am still holding onto my projected valuation of $ 1.7 to $ 2.1 billion in a public market, yes pretty much today. BTW that works out to a very respectable 12-14 X EBITDA. For those holding onto multiples of revenues you are in the 5X range. But I am an EBITDA and growth guy.

Besides EBITDA;  position, growth and marketshare are keys to valuations. Data Center Knowledge just released that SoftLayer now has 100,000 500 fast cash servers and is second to Frances’s OVH.CO which has over 100,000 servers, and ahead of Rackspace with 78,717 servers. That’s the marketshare.

Positioning.  This Fall SoftLayer this Fall invaded s Europe with 8,000 (16k capacity) servers in the Netherlands,  over the Summer OVH.CO attacked the US/Canada market with 5,000 servers. SoftLayer’s cost to enter Europe, $ 75 million. OVH on the other hand wants to have 3 major datacentres in North America by 2025 and invest about €500m. BTW,  SoftLayer already has some 17,000 servers in Asia.

Growth. Which circles me over to GI Partners, the private equity firm that invested in SoftLayer some 16 months ago. PE firms are all about building companies and returns. That takes growth. Why give up long term great returns when you can continue to build a fast growing company like SoftLayer now, and multiply those returns? Yes SoftLayer is probably worth $ 2 billion today, but what will it be worth in 24 months with some $ 600-$ 700 million in revenues? Why share those returns with the public? The answer is obvious, cash; it’t will take a lot of cash to achieve that growth.

Endurance is now a conglomerate of several PE firms; Warburg Pincus, GS Capital Partners, Accel-KKR. In a couple of weeks GoDaddy ownership will include  KKR, Silver Lake Partners, and Technology Crossover Ventures. I can see SoftLayer and GI Partners, well adding a partner to spread the risk, partial liquidity and to add cash for that accelerated growth.

Unfortunately going public means public scrutiny, that’s not fun. Also going public takes management time. Now is not the time for SoftLayer to go public. Now is the time to add an investor, invest in growth and possibly consider a technology acquisition to differentiate SoftLayer from the pack.

On Facebook Lance Crosby 500 fast cash (SoftLayer CEO) only questioned:  “How fast to 1 Million?”

Later – Tom

Find out more about Tom: NCC International – the Hosting Business Broker   Twitter: TomNCC and NCC WebHostBusiness

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About Tom MillitzerMy M&A firm has focused on the Hosting sector since 1997. I want you to fulfill your dreams. If you are building your company or exiting for success…I want help you grow rich.

NCC has completed hundreds of assignments. We are international. If you are considering buying or selling in the hosting sector you need to know me. I do not bite.

{ 2 comments… read them below or add one }

dave
June 29, 2012 at 7:03 pm

don’t touch them, they will happily host any old criminal, spammers, scammers, nigerians, you name it, they don’t care and wont help you if you get hit by any of their dodgy customers.

Reply

John
May 17, 2012 at 1:22 pm

Unfortunately softlayer host, support and condone scammers like webhostingstuff.com who are a renowned scam host review site who will fraudulently show false high rankings for any host that will pay them, only allowing positive reviews to be posted and will slam the competition by only allow BAD reviews and deleting good reviews.
If you try to post good reviews for a non paying host or bad reviews for a paying advertiser or attempt to complain in any way, your IP address gets blocked.

softlayer have received many complaints about webhostingstuff over the years and their dodgy practices, yet Softlayer do nothing.
I dread to think how many other scammers and illegal websites they host.

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500 fast cash

July 19th, 2014

Life Insurance For Young Families – 2011

Often young people do not prefer buying life insurance unless they have to look for the ways to save tax on their income. They think it to be unimportant and dismiss its priority. But in reality, it offers much more benefits. It should be taken as an investment that you can make to safeguard your life in the event of critical illness or unfortunate mishap. Do not bother to think about all common misconceptions and notions that are associated with life cover. Instead, think of the reasons to buy an appropriate life cover for yourself.

For youngsters, there are many advantage associated with the purchase of life insurance plans. First, the insurance premium for them is extremely low as compared to that of middle-age and elderly individuals. Second, insurance contract do not include any complicated terms and conditions as most youngsters are in good physical and mental condition. Third, purchasing insurance can act as long-term savings for young families which not only includes guaranteed lump sum but also additional coverage and benefits. Fourth, it helps them save on taxes. Instead of losing this amount in paying taxes, they can invest in buying life insurance plans for their families.

Life insurance plans are available in several different types but mainly they are classified under two broad categories including investment-type assurance and term insurance. Term insurance is a typical life cover plan where you get a lump sum amount of money after the tenure of insurance plan is over. But if you die in the proposed insurance period, it provides benefits to your descendents or life insurance comparison beneficiaries. An investment-type assurance is a type of insurance where you continue to pay premiums to build up an investment value. A major part of the premium will be invested that can be cashed before you die.

Depending upon your needs and preferences, you can choose any of the life insurance plans. The best part is that you no longer need to visit the offices of insurance companies to purchase insurance and put in papers to process your requirements. Everything can be done online.

Almost all insurance companies offer online life insurance quotes to their clients. You can submit your requirements and find the best quote for you.

For this, you do not need to separately visit their websites. These days, there are websites that are especially dedicated to this purpose. They feature all reputed insurance companies and allow you to send inquiries, submit request for insurance quotes, and buy insurance plans online. You can also draw life insurance comparison http://lisagroup.com.au/life-insurance/comparison in order to find the one that best suits your requirements. In addition, you can also read informative articles to gain an understanding about insurance products and current market trends.

Once you have made up your mind to buy life insurance, the next step is to choose a reputed and trusted insurance provider. It plays an important role in getting an adequate and appropriate coverage. Apart from this, analyze your requirements carefully and calculate the coverage you require so that you can buy exactly what you require.

Having knowledge about insurance products or industry offers you added advantages.

life insurance comparison

July 19th, 2014

Digital Publications and eReaders, the Future of Guide Studying

Write-up by goodereader

E-Readers are helpful electronic gadgets that can keep a number of hundreds of e-textbooks which you can examine afterwards at your ease. In fact, they have several considerate characteristics that can make reading through from these Digital Readers an knowledge in alone. You will not have to flip via the pages nor will you be essential to lug all around cumbersome textbooks. All that you have to do now is simply click the right buttons to scroll through the guide or to search for one more e-book.

You can hook up these e-viewers to your Personal computer for transferring e-textbooks to your e-reader, or you can download them right to your e-reader. E-textbooks are inexpensive too, which signifies you can do justice to the huge memory that the e-viewers arrives with. There are several who complain that the introduction of present day electronic devices like the Laptop, the gaming products and so on is getting a toll on ebook reading through. This pattern can be reversed and likely by the popularity of e-viewers, book readings reading books is back as a favourite pastime, and in a big way at that.

Most of the major e-reader like the Nook sport compact dimensions and are light-weight. And a one e-reader can get the location of a number of hundred publications. The advantage of this can be felt all the more when you are traveling and you can have limitless accessibility to all the textbooks that you would like to have at all instances.

What is more, e-readers also arrive outfitted with a host of other characteristics that can make reading through textbooks a exciting experience. Like you can adjust the dimensions of fonts, which is a boon to those who are visually impaired or senior citizens. This is a single factor that you can never ever do with a true ebook. Then e-readers can engage in songs even although you are reading through and can work just as nicely in bright sunlight as everywhere else. E-readers also emit mild similar to a laptop or computer screen so that you can go through even in darkness. book readings These e-viewers also sport the ground-breaking e-Ink technological innovation that makes their screen precisely related to a real page but won’t pressure your eyes in any way.

As a matter of reality, e-visitors have created a revolution of kinds among ebook lovers throughout all age groups. And if you sense tempted to join in the revolution, you can purchase Kindle DX and your life is not going to be the same any far more, which is for certain.

E-viewers are very good for the environment as well as they can provide down the paper use in a big way. They have a extended battery existence and on a solitary entire charge, these e-viewers can operate in excess of two weeks. E-readers are compact sufficient to be accommodated in your pocket and are offered in a vast cost assortment so that they are effortless on your pockets as effectively. Take for instance the Kindle two that will arranged you back a few of hundred of dollars. But the ease that happens with it is basically book readings incredible.